Chat and message for free with no credit card required or needed
To produce these rankings, 30 cash back credit cards with NO annual fee were compared.
I've listed the top 9 in the table below from highest to lowest ranked.
I recommend using the Tangerine Money-Back Credit Card for purchases in the 3 categories you spend the most like groceries, recurring bills, and gas to earn 2% on those purchases.
Then, put the rest of your spending on the Simply Cash Card from American Express to earn 1.25% instead of the usual 1%.
So, with a 5% gas and grocery bonus for 6 months with a 0 cap - 0 would be the value.
They call it Simply Cash for a reason - this card is dead simple.
Apply Now The MBNA Rewards Mastercard is a straight 1% cash back credit card with a few important differences: There are no caps, tiers, or limits on the amount of cash back you can earn.If you want a really simple and flexible rewards program on a card that can potentially save you much more when you take advantage of the included insurance, then this is the right choice for you.Apply Now As the only no fee World Elite Mastercard in Canada, this card is really popular among shoppers of Superstore and other Loblaw owned grocery stores that issue PC Points. You get 30 points per dollar spent on your grocery purchases in any of those stores which is the same as a 3% return on your spending - better than the 1% you'd normally get with a no fee cash back credit card.When dealing with cash back credit cards, simple math can show you if higher cash back rewards will cover the cost of a premium card's annual fee.If so, then it's absolutely worth it to pay the fee.
Search for Chat and message for free with no credit card required or needed:
Sign up bonuses are NOT included in these numbers, so that will be an extra perk for you.2.